See the exact moment your account would have closed.

What the level is

Your account carries a level it may not reach. It sits a fixed distance under the highest your account has ever been, and it never comes back down. On a $50,000 account with a $2,500 distance, the floor starts at $47,500 — before one trade. Reaching it ends the account.

Because the level tracks your best moment, profit you give back does not simply cancel out. It has already moved the level up, for good. That is the mechanic the chart is drawing.

Two questions, not one

The costly mistake is treating this as a single setting. It is two, and they have different answers:

• What raises the level. This differs by firm. Some raise it on every price move, including profit still open. Some raise it once a day, at the close, on money already banked. Some never raise it.
• What ends the account. At every firm here, your balance is watched against the level continuously, including open positions — whatever the answer to the first question was.

So the inference that sounds obvious is false. My level only moves at the close, so I can only be closed at the close is wrong. Set the movement control to once a day, raise the size, and the account still ends mid-session — hours before any close, on a level that had not moved all day.

Matching a firm’s own rules

The chips above carry 5 firms’ published numbers for a $50K evaluation, each with the date we read their page and a link to it. The opening setting is not any firm’s rules — it is a plain account, so the mechanic is visible without a firm’s particulars in the way.

• Apex Trader Funding $50K — Matches Apex Trader Funding’s published rules for a $50K evaluation — $2,000 below your best, rising on every tick — as of 2026-05-06. Their page.
• My Funded Futures $50K — Matches My Funded Futures’s published rules for a $50K evaluation — $2,000 below your best, rising once a day at the close — as of 2026-07-30. Their page.
• Take Profit Trader $50K — Matches Take Profit Trader’s published rules for a $50K evaluation — $2,000 below your best, rising once a day at the close — as of 2026-07-30. Their page.
• Topstep $50K — Matches Topstep’s published rules for a $50K evaluation — $2,000 below your best, rising once a day at the close — as of 2026-07-30. Their page.
• Tradeify $50K — Matches Tradeify’s published rules for a $50K evaluation — $2,000 below your best, rising once a day at the close — as of 2026-07-30. Their page.

One firm publishes a different rule depending on which trading platform you signed up on. Where that happens, the tool asks. It does not pick for you, because picking wrong reports more room than the account had.

How the numbers are worked out

The level and every distance to it come from the same rule model that grades a real uploaded account. Nothing here is drawn by hand and nothing is estimated. The account is checked at the session high, the session low and the close, and touching the level counts as reaching it — firms publish this as “touch or fall below”, so a balance exactly equal to the level ends the account, by zero rather than by a near miss.

What is assumed, stated

• The price path is generated, not recorded. The teaching point is a mechanic, and a rising level behaves identically on a generated series. No market data is used, quoted or implied.
• Each session is replayed high, then low, then close. The order matters when the level moves on every tick, because the high raises it before the low is tested. That is the harsher of the two orderings. The once-a-day version is unaffected.
• The account is flat at every session close, so closing balance and closing value are the same number.
• No commissions, fees or financing. Adding them shifts every level down by the same amount and would not change which rule fires first.

What this tool does not do

It shows no chance of passing, no rating and no score. Those come from a trader’s own record, and this page has no record — it replays one generated sequence. It also gives no instruction about what to trade or at what size. It reports what the rules and the arithmetic did to one path.